Alpharetta, Dunwoody and Roswell real estate and homes for sale in Georgia, luxury homes - Sandie Assad, REALTOR® Sandie Assad REALTOR(r) for Alpharetta, Dunwoody and Roswell, Georgia real estate, luxury homes - NUMBER1EXPERT™ Sandie Assad NUMBER1EXPERT(tm) for Alpharetta, Dunwoody and Roswell, Georgia real estate, luxury homes
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Sandie Assad, REALTOR®, real estate agent and broker for Alpharetta, Dunwoody and Roswell Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 770-512-7835.


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Mortgage Calculators: Alpharetta, Dunwoody and Roswell Georgia home buying, real estate listings, and homes for sale in Fulton County, GA
Welcome > Resources > Mortgage Calculators > Your Maximum Mortgage ...

The Best Mortgage Calculators On the Web! 

Please try my Java loan and mortgage calculators. They take a minute to load, but they are worth it! 

Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Try each calculator with different interest rates, loan amounts, and payment schedules. 

The mortgage repayment schedule and other reports are fully customizable - just for your home, your interest rate, your loan amount, your taxes, and more. 

Would you like a print out, for your records and future reference? Each calculator includes a View Report button. Click it, hit print, and you have a report, customized just for you... 

What's Your Maximum Mortgage?

What is your maximum mortgage? That largely depends on your income and current monthly debt payments. This calculator collects these important variables and determines your maximum monthly housing payment and the resulting mortgage amount.

This Financial Calculator requires a Browser with Java Support



Definitions

Monthly income
Total monthly income from all sources. All income should be entered before taxes.

Monthly housing expenses
Your monthly houses expenses from the housing expenses worksheet. The items entered as housing expenses make up the taxes and insurance portion of your monthly PITI payment.

Monthly liabilities
Your monthly liabilities from the liabilities worksheet. Your monthly liabilities are used to calculate your maximum PITI.

Monthly housing payment (PITI)
This is your total Principal, Interest, Tax and Insurance (PITI) payment per month. This includes your principal, interest, real estate taxes, hazard insurance, association dues or fees and principal mortgage insurance (PMI). Maximum monthly payment (PITI) is calculated by taking the lower of these two calculations:

  1. Monthly Income X 28% = monthly PITI
  2. Monthly Income X 36% - Other loan payments = monthly PITI

Maximum principal and interest (PI)
This is your maximum monthly principal and interest payment. It is calculated by subtracting your monthly taxes and insurance from your monthly PITI payment. This calculator uses your maximum PI payment to determine the mortgage amount that you could qualify for.

Start interest rates at
The current interest rate you could receive on your mortgage. This is used as the starting point for displaying a range of interest rates and the resulting mortgage amount.

Term in years
The number of years over which you will repay this loan. The most common mortgage terms are 15 years and 30 years.

The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.



Sandie Assad, REALTOR®, real estate agent and broker for Alpharetta, Dunwoody and Roswell Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

Sandie Assad
RE/MAX Greater Atlanta - Buckhead
5163 Roswell Road
Atlanta, GA. 30342
Phone: 770-512-7835
Toll Free: 800-654-7062
Fax: 404-395-6117
Email: sandieassad@NUMBER1EXPERT.com

It's fun helping my clients find a wonderful house that meets their needs. But I also know that moving...especially relocating to a new city...is more than just finding the house to live in. It's making Atlanta home, finding the right neighborhood, church, schools, and all the little things that go into reestablishing your lifestyle. As a corporate wife I’ve relocated with my family 5 times, finally settling in Atlanta in 1984, so I understand the anxieties as well as the excitement of finding a new home. My goal is to make your move as smooth and hassle free as possible. It is my philosophy to always conduct my business with honesty and integrity; and to provide my clients with exceptional service. My pledge to you is to listen to your wants and needs and to always stay within your price range. I value the trust my clients place in me. I believe that conducting my business with honesty and providing an exceptional level of service for over 15 years, has helped me to reach the pinnacle of my profession. A commitment I take seriously and I feel is reflected in my achievements such as being recognized in the REMAX Hall of Fame, designated as a member of the REMAX Platinum Club and named in the Top 20 for the Atlanta Board of Realtors. If you need a real estate professional in Atlanta, I assure you that I will give you the very best service possible and will work tirelessly until your needs are met. I would like for you to think of me as your personal real estate professional, your relocation resource, and, I hope, your Realtor for life.

Equal HousingMLSREALTOR


RE/MAX Greater Atlanta - Buckhead real estate and homes for sale in Alpharetta, Dunwoody and Roswell Georgia

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